What is the Expense Ratio Calculator?

The Expense Ratio Calculator is a financial tool that helps individuals understand the proportion of their income spent on expenses. By entering total income and total expenses, the calculator instantly computes the expense ratio and categorizes it as Excellent, Good, High, or Critical. This allows users to monitor spending habits, manage budgets effectively, and maintain financial health.

How to Use:

1. Enter Total Income (PKR): Input your total income in Pakistani Rupees.
2. Enter Total Expenses (PKR): Input your total expenses in the same period.
3. Click “Calculate”: The tool calculates the expense ratio as a percentage of income spent on expenses.
4. Review Result: The output shows your total income, total expenses, calculated expense ratio, and a status message indicating how healthy your spending is, with color-coded clarity for easy interpretation.