This Savings Calculator helps you estimate the future value of your money by combining your initial balance, monthly contributions, annual interest rate, and investment duration. The calculator uses compound interest to show how your savings will grow over time. You can adjust the compounding frequency (monthly, quarterly, semi-annually, or annually) and even choose whether contributions are made at the start or end of each period. It provides a clear breakdown of the future value of your principal and your contributions, along with the total savings you will accumulate after the selected number of years.