The Annuity Calculator helps you calculate the present or future value of regular payments made over a period of time. It’s an essential tool for understanding how your investments or savings will grow when earning interest on each payment. By entering the payment amount, interest rate, and number of periods, you can easily determine the total value of your annuity. Whether you’re planning for retirement, setting up an insurance annuity, or evaluating loan repayments, this calculator provides accurate and instant results. Our free, mobile-friendly Annuity Calculator is ideal for students, investors, and financial planners who want to make informed financial decisions and understand the power of consistent savings over time.