A Cash Flow Calculator helps individuals and businesses track their inflows and outflows of money to understand their overall financial health. By entering all income sources (like salary, rent, or dividends) and expenses (such as bills, rent, and loans), this calculator quickly shows whether you have a positive (surplus) or negative (deficit) cash flow. It also provides both monthly and yearly summaries, making it easier to plan budgets, manage expenses, and achieve financial stability. Regularly monitoring your cash flow helps in identifying spending patterns and maintaining a balanced financial lifestyle.